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Self-Funding: Not Just for Large Companies

Story Content Provided by AIG on 7/22/13

With the implementation of the Patient Protection and Affordable Care Act, many employers are turning to self-funded medical insurance options that allow them to create their own medical insurance plans for employees. This gives them greater control over the benefits available to employees while controlling insurance costs, and self-funding allows companies to avoid some of the more onerous PPACA regulations governing fully insured plans.

AIG has nearly 40 years of experience in the stop-loss market, dating back to the 1974 passage of the Employee Retirement Income Security Act (ERISA), and is an industry leader in the stop loss, group captive and organ transplant markets.

  • Our Stop Loss and Organ Transplant products provide protection for employers against catastrophic medical costs.

  • Our Group Captive insurance makes self-funded options available to smaller companies through pooled resources and risks.

  • Stop Loss and Group Captive available for Taft-Hartley groups.